Mexico-specific financial tool · 2026 assumptions
IPAB and PROSOFIPO Coverage Calculator
Compare an illustrative deposit amount with Mexico's statutory IPAB and PROSOFIPO limits. MXN equivalents depend on the UDI value used by the calculator.
- Modeled covered amount
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- Modeled amount above the limit
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- Applicable limit
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- Share of this amount within the limit
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Mexico's deposit-protection schemes
IPAB coverage applies to eligible deposits at covered multiple-banking institutions; PROSOFIPO coverage applies to eligible deposits at participating SOFIPOs. They have different limits and legal terms. Confirm eligibility and current UDI values with the official sources.
Limits are expressed in UDIS and converted using the calculator's UDI value of 8.812711 MXN. Eligibility depends on the institution, product, and statutory terms.
| Scheme | Limit | Legal basis |
|---|---|---|
| IPAB · covered multiple banks | 400,000 UDIS · 3,525,084.40 MXN | Bank Deposit Protection Law, Article 11 |
| PROSOFIPO · eligible SOFIPOs | 25,000 UDIS · 220,317.77 MXN | Popular Savings and Credit Law, Article 105 |